:root{
  --bg:#0b1020;
  --card:#111a33;
  --soft:#0f1730;
  --text:#eaf0ff;
  --muted:rgba(234,240,255,.75);
  --line:rgba(234,240,255,.12);
  --radius:18px;
  --shadow: 0 18px 60px rgba(0,0,0,.35);
  --pro:#2b6cff;
  --ent:#7c4dff;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial; background: radial-gradient(1200px 700px at 20% 0%, #15224a 0%, var(--bg) 55%), var(--bg); color:var(--text)}
a{color:inherit;text-decoration:none}
.container{width:min(1120px, 92vw); margin:0 auto}
.muted{color:var(--muted)}
.accent{color:var(--pro)}
.theme-ent .accent{color:var(--ent)}

.topbar{position:sticky; top:0; z-index:10; background:rgba(11,16,32,.65); backdrop-filter: blur(10px); border-bottom:1px solid var(--line)}
.topbar-inner{display:flex; gap:10px; align-items:center; padding:14px 0}
.brand{display:flex; gap:12px; align-items:center; margin-right:auto}
.brand-mark{width:42px;height:42px;border-radius:12px; background:linear-gradient(135deg, rgba(255,255,255,.18), rgba(255,255,255,.04)); display:grid; place-items:center; font-weight:800; letter-spacing:.5px}
.brand-title{font-weight:800}
.brand-subtitle{font-size:12px; color:var(--muted)}
.topnav{display:flex; gap:8px; align-items:center}

.btn{border:1px solid var(--line); padding:10px 14px; border-radius:12px; display:inline-flex; align-items:center; justify-content:center; gap:10px; font-weight:700}
.btn-ghost{background:transparent}
.btn-primary{border-color:transparent; background:linear-gradient(135deg, rgba(43,108,255,1), rgba(43,108,255,.65));}
.theme-ent .btn-primary{background:linear-gradient(135deg, rgba(124,77,255,1), rgba(124,77,255,.65));}
.btn-full{width:100%}

.hero{padding:44px 0 26px}
.hero-hub{padding:36px 0 10px}
.hero-grid{display:grid; grid-template-columns: 1.25fr .85fr; gap:22px; align-items:stretch}
@media (max-width: 980px){ .hero-grid{grid-template-columns:1fr} }

.pill{display:inline-flex; padding:8px 12px; border-radius:999px; border:1px solid var(--line); background:rgba(255,255,255,.04); font-weight:700; font-size:12px}
h1{font-size: clamp(30px, 3.4vw, 46px); line-height:1.05; margin:14px 0 12px}
.lead{font-size:18px; color:var(--muted); margin:0 0 18px}
.cta-row{display:flex; gap:10px; flex-wrap:wrap}
.micro{margin-top:10px; font-size:12px; color:var(--muted)}

.panel{background:linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03)); border:1px solid var(--line); border-radius: var(--radius); padding:18px; box-shadow: var(--shadow)}
.panel-title{font-weight:900; margin-bottom:10px}
.panel-foot{display:flex; gap:8px; flex-wrap:wrap; margin-top:12px}

.tag{font-size:12px; padding:6px 10px; border:1px solid var(--line); border-radius:999px; color:var(--muted)}
.checklist{list-style:none; padding:0; margin:0; display:grid; gap:10px}
.checklist li{position:relative; padding-left:26px; color:var(--muted)}
.checklist li::before{content:"✓"; position:absolute; left:0; top:0; color:rgba(234,240,255,.95); font-weight:900}

.section{padding:26px 0}
.section.alt{background:rgba(255,255,255,.03); border-top:1px solid var(--line); border-bottom:1px solid var(--line)}
h2{margin:0 0 12px; font-size:26px}
.split{display:grid; grid-template-columns: 1.2fr .8fr; gap:18px; align-items:start}
@media (max-width: 980px){ .split{grid-template-columns:1fr} }

.timeline{display:grid; grid-template-columns: repeat(4, 1fr); gap:12px}
@media (max-width: 980px){ .timeline{grid-template-columns:1fr} }
.step{background:rgba(255,255,255,.04); border:1px solid var(--line); border-radius: var(--radius); padding:14px}
.step-n{width:34px;height:34px;border-radius:12px; display:grid; place-items:center; font-weight:900;
  background:rgba(43,108,255,.25); border:1px solid rgba(43,108,255,.35)}
.theme-ent .step-n{background:rgba(124,77,255,.22); border-color: rgba(124,77,255,.35)}
.step-title{font-weight:900; margin-top:10px}
.step-desc{color:var(--muted); font-size:13px; margin-top:6px}

.cards-2{display:grid; grid-template-columns: 1fr 1fr; gap:12px; margin-top:14px}
@media (max-width: 980px){ .cards-2{grid-template-columns:1fr} }
.card{background:rgba(255,255,255,.04); border:1px solid var(--line); border-radius: var(--radius); padding:16px}
.card-link{transition: transform .12s ease, border-color .12s ease}
.card-link:hover{transform: translateY(-2px); border-color: rgba(234,240,255,.22)}
.card-title{font-weight:950; font-size:18px}
.card-desc{color:var(--muted); margin-top:4px}
.card-kpi{display:flex; gap:8px; flex-wrap:wrap; margin-top:12px}
.card-kpi span{font-size:12px; padding:6px 10px; border:1px solid var(--line); border-radius:999px; color:var(--muted)}
.card-cta{margin-top:12px; font-weight:900}

.note{margin-top:14px; padding:12px 14px; border-radius: var(--radius); border:1px dashed var(--line); color:var(--muted)}

.callout{background:linear-gradient(180deg, rgba(43,108,255,.18), rgba(255,255,255,.03)); border:1px solid rgba(43,108,255,.25); border-radius: var(--radius); padding:16px}
.theme-ent .callout{background:linear-gradient(180deg, rgba(124,77,255,.16), rgba(255,255,255,.03)); border-color: rgba(124,77,255,.25)}
.callout-title{font-weight:950}
.callout-desc{color:var(--muted); margin:8px 0 12px}

.faq{display:grid; gap:10px}
details{background:rgba(255,255,255,.04); border:1px solid var(--line); border-radius: var(--radius); padding:12px 14px}
summary{cursor:pointer; font-weight:900}
details p{margin:10px 0 0; color:var(--muted)}

.cta-final .cta-box{display:flex; align-items:center; justify-content:space-between; gap:12px;
  background:rgba(255,255,255,.04); border:1px solid var(--line); border-radius: var(--radius); padding:16px}
@media (max-width: 980px){ .cta-final .cta-box{flex-direction:column; align-items:stretch} }

.footer{padding:18px 0; border-top:1px solid var(--line); color:var(--muted)}
.footer-inner{display:flex; justify-content:space-between; gap:10px; flex-wrap:wrap}

.mini-grid{display:grid; grid-template-columns: repeat(3, 1fr); gap:10px}
@media (max-width: 980px){ .mini-grid{grid-template-columns:1fr} }
.mini{background:rgba(255,255,255,.04); border:1px solid var(--line); border-radius: var(--radius); padding:12px}
.mini-title{color:var(--muted); font-size:12px; font-weight:800}
.mini-value{font-size:28px; font-weight:950; margin-top:6px}
.mini-sub{color:var(--muted); font-size:12px}

/* AXA Pulse-like popup */
#welcomeOverlay{
  position:fixed; inset:0; background:rgba(0,0,0,.65);
  display:none; align-items:center; justify-content:center;
  z-index:99999;
  backdrop-filter: blur(2px);
}
#welcomeModal{
  width:min(980px, 92vw);
  background: rgba(10, 16, 28, .92);
  border:1px solid rgba(255,255,255,.10);
  border-radius: 18px;
  box-shadow: 0 18px 60px rgba(0,0,0,.55);
  overflow:hidden;
}
#welcomeHeader{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 16px;
  background: linear-gradient(90deg, rgba(59,130,246,.22), rgba(255,255,255,0)); /* PRO default */
  border-bottom:1px solid rgba(255,255,255,.08);
  color:#fff;
  font-weight:700;
  letter-spacing:.2px;
}
.theme-ent #welcomeHeader{
  background: linear-gradient(90deg, rgba(124,77,255,.22), rgba(255,255,255,0));
}
#welcomeTitle{
  display:flex; gap:10px; align-items:center;
  font-size:14px;
}
#welcomeClose{
  width:42px; height:42px;
  border-radius:12px;
  border:1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.06);
  color:#fff;
  cursor:pointer;
  display:flex; align-items:center; justify-content:center;
  font-size:22px; line-height:1;
}
#welcomeClose:hover{ background: rgba(255,255,255,.10); }
#welcomeBody{ padding:14px 14px 16px; }
#welcomeVideo{
  width:100%;
  border-radius:14px;
  background:#000;
  aspect-ratio: 16 / 9;
}
#welcomeHint{
  margin-top:10px;
  font-size:12px;
  color: rgba(255,255,255,.75);
}
#welcomeActions{
  margin-top:12px;
  display:flex; gap:10px; flex-wrap:wrap; justify-content:flex-end;
}
#welcomeActions .btn{
  padding:10px 14px;
  border-radius:12px;
  border:1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.06);
  color:#fff;
  cursor:pointer;
  font-weight:600;
  font-size:13px;
}
#welcomeActions .btn.primary{
  border-color: rgba(59,130,246,.45);
  background: rgba(59,130,246,.18);
}
.theme-ent #welcomeActions .btn.primary{
  border-color: rgba(124,77,255,.45);
  background: rgba(124,77,255,.18);
}
#welcomeActions .btn:hover{ background: rgba(255,255,255,.10); }
#welcomeActions .btn.primary:hover{ background: rgba(59,130,246,.24); }
.theme-ent #welcomeActions .btn.primary:hover{ background: rgba(124,77,255,.24); }